Life before and after ASBA

Application supported by blocked amounts or as it is popularly known, ASBA is one among the game changers in Indian Financial history. In the early 1990’s, Indians increasingly became more visible in the stock markets after the liberalization. But applying for an IPO was a very intimidating process. Investors paid a fixed amount through cheques […]

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Collaborative Payment System is the way forward for Banks

In the last six months, a series of events like the bitcoin surge, movement to Real Time Payments and Open Banking overtures through PSD2 has brought a new alignment of financial forces. Disruptions like IoT, mobile technology and deeper in-roads of smartphones has further skyrocketed customer expectations. Many millennials are expecting their banking experience be […]

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How e-mandates can ignite the spark for enterprenuers?

Digitalization of payments has emerged as a transformative force for small and medium entrepreneurs in India. In 2016, India launched its Unified Payment Interface which allowed seamless instantaneous money transfers across banks on its network. Savvy banking institutions developed their own Apps on the UPI infrastructure to improve their customer reach and experience. So, for […]

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