Banking disruption – How to shape up for PSD2 driven Open Banking?

Come 2018, banking is poised to go through transformational changes with PSD2 driven open banking. PSD2 provides the directive wherein account information service, payment initiation service and accounting service are identified as distinct services. While PSD2 is a broad guideline for streamlining payments across EU, regulators have the freedom to define the directive within their […]

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How e-mandates can ignite the spark for small business entrepreneurship?

Digitalization of payments has emerged as a transformative force for small and medium entrepreneurs in India. In 2016, India launched its Unified Payment Interface which allowed seamless instantaneous money transfers across banks on its network. Savvy banking institutions developed their own Apps on the UPI infrastructure to improve their customer reach and experience. So, for […]

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Combating Financial Crime 2050 – Part 1

Through the looking glass: Combating financial crime in 2050 Fifty years down the millennium the financial crime landscape is going to be extremely challenging. In the futuristic 2050, a connected world powered by IoT, digital currencies like Bit coins, AI and Analytics will completely overhaul banking solutions. Experts are unanimous about compliance and regulatory pressures […]

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